Annuity choice could ease debt problems
Annuity choice could ease debt problems
- Friday, 20 November 2009Older Britons should look at a variety of annuities in order to get the best deal for their retirement, it has been claimed.
Hargreaves Lansdown has suggested financial security in later life can be best achieved by comparing a number of annuity products and picking the option most suited to the individual.
Elderly citizens who fail to shop around and subsequently find themselves tied to a policy that does not suit them, could struggle financially and may even come to rely on debt advice.
Laith Khalaf, a pensions analyst for the firm, said that while increasing numbers of people were inquiring about a variety of policies, the decision to do so was not yet a "default" standpoint.
He commented: "There is a lot more awareness of the open market option where people are shopping around for an annuity. Take-up rates are still not as high as we would like them to be, they should be higher."
According to Alliance Trust, the over 75s currently face the lowest rate of inflation.

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