Balance transfer cards are a 'cheaper way to pay off credit card debt'
Balance transfer cards are a 'cheaper way to pay off credit card debt'
- Friday, 4 June 2010Using a balance transfer card could be a cheaper way of paying off
credit card debt, suggests Moneynet.co.uk.
Andrew Hagger, spokesperson for the financial comparison site, said: "Please don't let the balance transfer fee put you off because it is still a much cheaper way of paying your
credit card debt."
He added that the only thing a borrower will incur on one of these cards is a one-off fee, which is usually three per cent of the transfer, but this is cheaper than interest on a credit card.
However, Mr Hagger did warn card owners to only use a balance transfer card to pay off debt and not for anything else. He suggested leaving the card at home so there is not a temptation to use it for making purchases.
According to Moneysupermarket.com, 63 per cent of balance transfer card users have made a purchase on their card and 29 per cent of those who had never intended to in the first place.

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