Brits should only borrow money to pay off debt problems if they can afford it
Brits should only borrow money to pay off debt problems if they can afford it
- Monday, 7 March 2011Brits seeking
debt help have been advised to avoid borrowing money to pay off their
debt problems unless they can afford it.
Such is the suggestion of Jason Riddle, co-founder of Save our Savers, which is a consumer group to help protect the rights of savers.
He said: "There are plenty of situations when borrowing money is the best course of action, but only as long as you can genuinely afford the repayments.
"Often people find it easier to repay a debt than to save, simply because of the trouble it will cause if they don't. But in fact the self-discipline needed to put the money aside is the same."
Mr Riddle made these comments after Credit Action released its March Debt Statistics.
It revealed that banks and building societies' write off £24.88 million on loans every day, as the person cannot afford to pay it off.
Around £179 million is paid in interest every day, suggesting that those with
debt problems should avoid borrowing more money.

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