Consumers should 'keep an eye' on credit card debt
Consumers should 'keep an eye' on credit card debt
- Friday, 6 August 2010Consumers should be wary of credit cards and make sure that they can afford the monthly repayments before obtaining one to avoid
debt problems.
That is according to a spokesperson for moneyfacts.co.uk, who also advises consumers to check their credit rating, which can be done online.
This is because obtaining a credit card can still be risky and lead to debt despite a slight return to a competitive market, the spokesperson stated.
She said: "The risk of unemployment is still high for many and
credit card debt is always the first out of all debts which a person will default on."
Consumers should also try to make more than the minimum repayments required on a card, she added.
There are some good deals on credit cards available if a consumer shops around.
According to moneysupermarket.com, people can benefit from renewed competition in the credit card market as more providers are offering interest-free promotional periods on balance transfers and purchases.

Recent Debt Management Plan News
56% of Brits have no life insurance which could leave family with debt problems
Wed, 04 May 2011More than half of UK adults currently have no life insurance cover, which could mean their loved ones are left with
debt problems when they die...
Brits thinking about retirement advised to seek debt advice
Tue, 03 May 2011Consumers considering their retirement options have been advised to seek professional advice, as they may end up with
debt problems in the future...
Brits planning to attend a wedding should start saving to avoid debt problems
Thu, 28 Apr 2011Consumers concerned about getting into
credit card debt to pay to attend a wedding may want to use their savings instead...
Couples planning their big day can avoid debt problems by negotiating a cheap wedding
Wed, 27 Apr 2011Couples-to-be worried about needing
debt advice in the future after paying for a wedding can ensure they avoid accruing
debt problems by negotiating a cheap wedding...