Credit Action figures show many Brits could need debt advice
Credit Action figures show many Brits could need debt advice
- Wednesday, 31 March 2010Striking new figures released by Credit Action clearly illuminate the scale of Brits'
debt problems.
At the end of February 2010, the sum total of UK personal debt stood at almost £1.5 billion, a rise of 0.9 per cent.
This figure is more than what the whole country produces in a year.
Each household, including mortgages, owes an average of more than £58,000 meaning that each adult in the UK is in debt to the tune of a mean £30,328, 132 per cent of average earnings.
Interest alone on these debts amounted to £68.4 billion in the 12 months up until the end of February, while more than five properties are repossessed every hour.
Bankruptcy statistics, too, are sobering. Every day, 390 people are declared insolvent or bankrupt.
It is clear, then, that despite an increase in saving and a seemingly refreshed attitude to debt in 2008/9, Britons remain precariously indebted.
Professional
debt advice could go some way to alleviating the problems of many.
Debt solutions through individual voluntary arrangements or
debt management plans have helped a good number to service their debts more effectively before bankruptcy becomes the only option.
It is important, however, that
debt advice is sought as early as possible to avoid worst case scenarios.

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