Debt management is Dragon's top tip
Debt management is Dragon's top tip
- Tuesday, 19 May 2009Debt reduction should be a top priority for people who want to avoid bankruptcy, it has been suggested.
Scottish entrepreneur Duncan Bannatyne said people should "deal with debt" if they want to manage their money in the best way.
The star of the TV show Dragon's Den shared his top tips for financial and
debt management with the Daily Record.
He said people should add up all their
credit card debt and other loans, including money they lent from friends and family, and consider the rate of interest they are paying.
Bannatyne's advice is to pay off debts that "risk the roof over your head" first. He said: "Credit card companies can't take your home from you or cut off your electricity."
People should also work out a debt repayment plan with lenders in order to achieve financial freedom, he said.
The Dragon's top tip echoes that of Citizen's Advice, which says that the first step to tackle a debt problem should be listing all one's outstanding loans and then prioritising them.
Priority debts listed by Citizen's Advice include mortgage or rent arrears, unpaid fuel and council tax charges and TV license fees.

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