Debt management makes a comeback
Debt management makes a comeback
- Thursday, 21 January 2010Debt management may need to become a priority for many consumers, with one industry expert warning that the days of borrowing in order to spend are no longer viable.
Financial and business commentator Jasmine Birtles states that until recently people have been spending "like there is no tomorrow", but that has now finished.
"The next decade should be a much more sober one. The idea of saving in order to spend will have to come back," she said.
"People dont particularly want to, but we have learnt a lesson, and also the money just will not be on offer as it has been before."
Ms Birtle said lending was most likely to go to people with solid credit histories and regular salaries.
She warned that lenders would also be a lot more cautious, stating: "A lot of people have been burnt so badly they dont just want to lend to just anyone."
The latest Savings Index decreased by four points according to figures from Nationwide, with only 45 per cent of consumers saving regularly, and a quarter not saving at all.

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