'Financial security is essential' to avoid debt problems
'Financial security is essential' to avoid debt problems
- Thursday, 20 May 2010Consumers need to keep their personal financial information to themselves to protect against fraud which could ultimately lead to
debt problems.
Which? reported in April that one in ten consumers write down their debit or credit card Pins or pass them onto other people, which could mean serious financial loss if the card is lost or stolen.
Despite this the UK Cards Association released figures in March which showed that fraud on debit and credit cards fell by more than a quarter in 2009 to £440.3 million.
Recent reports in the Telegraph have suggested that banks which provide aggregator services for their customers will not pay out compensation for those who fall victim to fraud due to online banking.
Jon Prideaux, deputy chief executive at SecureTrading, which offers counter-fraud services, said: "What people using bank endorsed aggregator services should expect is not only that they work, but also that they're secure.
"The best way for a bank to demonstrate their confidence in this respect would be to take liability."
Furthermore potential
debt problems could be avoided if fraud was committed and the bank was accountable.
Fraud could lead to the need for
debt solutions as charges may be accrued by the consumer if their account goes over their overdraft limit.

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