Housing possessions decreased in third quarter
Housing possessions decreased in third quarter
- Thursday, 11 November 2010 Mortgage arrears and possessions declined by five per cent in the third quarter, suggesting that borrowers are seeking
debt advice if they get into trouble.
That is according to the Council of Mortgage Lenders (CML), which found that 8,900 properties were seized in the third quarter, which is a five per cent decrease on the previous three months.
It was also the fourth quarter running in which mortgage arrears and possessions were down. Possessions have declined by 27 per cent in the last year.
The CML has attributed this decline to low interest rates and the commitment of borrowers and lenders to keep mortgage problems in check.
Debt advisers have also been praised for their support in helping people find
debt solutions before they lose their home.
Michael Coogan, director general of CML, said: "Borrowers react in different ways to a reduction in income or higher borrowing costs when interest rates rise.
"Independent research we published earlier this month highlighted that many households are, in fact, adept at adjusting their spending and prioritising their bills to manage their way successfully through periods of temporary difficulty."
The Insolvency Service recently found that bankruptcies decreased by 24 per cent in the third quarter compared to the same period last year.

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