Interest 'a handy debt management calculator'
Interest 'a handy debt management calculator'
- Wednesday, 17 June 2009Interest rates are a handy tool to use when considering
debt management plans, it has been suggested.
Financial products comparison site Money.co.uk explains that the amount of interest an individual is paying can be used as a basic
debt management calculator.
This is because clearing debts can take longer - due to the interest accumulated - if money is diverted away from repayments and into savings accounts.
"Consider whether you pay more interest on your debt than you earn on your savings," the site advises.
The article adds that attempting to save may be unproductive "if your debts are costing you more than you earn from saving".
And with high-interest products such as credit cards, Money.co.uk suggests that using rates as a
debt management calculator can help to put things into perspective.
The website adds that now is a good time to revise
debt management plans as the low interest rate environment has made saving a less lucrative proposition for many people.

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