Keep debt-free by planning ahead for interest rate raise
Keep debt-free by planning ahead for interest rate raise
- Thursday, 16 December 2010Homeowners have been urged to not bury their heads in the sand about an increase in interest rates so that they can avoid getting into
debt problems.
That is the advice of Chris Jenkins, creative director at Dallas Matthews, a digital marketing agency.
He stated that an increase in interest rates will put more financial pressure on homeowners as their mortgage repayments may increase.
Mr Jenkins said: "My advice to homeowners would be not to bury their head in the sand. Interest rates will rise sooner or later and you need to prepare.
"Knowing the amount that payments will increase by will help to plan for the long-term and stay debt free."
Therefore, homeowners should find out how much their repayments will increase by from their lenders so they can set some money aside and avoid needing
debt help in the future.
Mr Jenkins made these comments as the Council of Mortgage Lenders revealed on December 15th that repossessions may increase next year.
It predicted that repossessions will increase from 36,000 this year to 40,000 in 2011.

Recent Debt Management Plan News
56% of Brits have no life insurance which could leave family with debt problems
Wed, 04 May 2011More than half of UK adults currently have no life insurance cover, which could mean their loved ones are left with
debt problems when they die...
Brits thinking about retirement advised to seek debt advice
Tue, 03 May 2011Consumers considering their retirement options have been advised to seek professional advice, as they may end up with
debt problems in the future...
Brits planning to attend a wedding should start saving to avoid debt problems
Thu, 28 Apr 2011Consumers concerned about getting into
credit card debt to pay to attend a wedding may want to use their savings instead...
Couples planning their big day can avoid debt problems by negotiating a cheap wedding
Wed, 27 Apr 2011Couples-to-be worried about needing
debt advice in the future after paying for a wedding can ensure they avoid accruing
debt problems by negotiating a cheap wedding...