Large banks 'helping consumer debt management'
Large banks 'helping consumer debt management'
- Thursday, 16 April 2009The UK's
national debt management efforts are being boosted by some of the larger banks as they make more lending available, it has been noted.
However, the Council of Mortgage Lenders argues that there is still some way to go before consumer debt management can be considered easy.
Director general Michael Coogan says: "Some large banks are making more funding available through enhanced lending commitments, which is helpful but will not satisfy consumer borrowing demand on its own."
The latest figures from the organisation also note a fall in remortgaging activity, which could indicate less availability of lending for homeowners who were previously able to remortgage to manage their debts.
However,
national debt management could be benefiting in some ways from the turbulence, as falling house prices mean fewer homeowners are facing the burden of stamp duty when making a purchase.
Prospective buyers could find now to be a good time to manage their debts in order to get into a position to arrange a new mortgage, as HSBC recently announced a new range of mortgages available for up to 90 per cent of the price of a house.

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