Lower savings among over-50s could increase future debt help needs
Lower savings among over-50s could increase future debt help needs
- Wednesday, 15 July 2009Up to two million UK citizens over the age of 50 face delayed retirement as a result of the recession's impact on pension plans.
That is according to LV=, which suggests the age bracket is suffering from decreased savings, with one in five reducing their monthly savings by an average of £137 in the past year.
A further 69 per cent of over-50s are more concerned about the financial implications of retirement than a year ago.
Long-term, the reduction in saved funds will impact upon the retirement lifestyle people had originally planned for and could see a rise in the number of people seeking
debt help if they fail to adjust.
Mike Rogers, LV= chief executive, said: "Already one in ten of the UK's over-65s are not fully retired, and this figure could rise rapidly unless those nearing retirement take steps to increase their savings.
"It is
worrying that one in five has felt forced to reduce their savings towards retirement at this important time."
Moneysupermarket.com recently found that an extra £7.7 billion could be saved annually if consumers were savvier with their saving options.

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