Lowering of personal loan rates aids debt management
Lowering of personal loan rates aids debt management
- Wednesday, 20 January 2010Debt management may become a little easier for some, following the move by big name providers to lower personal loan rates.
New figures from moneysupermarket.com show that the average rate of the top ten loan deals has fallen to 8.35 per cent.
Recently announced rate cuts from lenders such as Nationwide, Alliance & Leicester and Halifax means the average rate for a personal loan of £7,500 is at its lowest since the Bank of England cut the base rate to 0.5 per cent last March.
Head of loans and debt at moneysupermarket.com Tim Moss said the tide could be turning.
"It has been a long time since there was much good news to talk about in the loans market, but the recent moves suggest lenders are willing to open their purse strings just a little wider," he said.
Meanwhile Bank of England statistics reveal that average credit card interest rose from 15.89 per cent to 16.28 per cent in December, the highest it has been in four years.

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