Parents 'should give money advice to children' which may help them avoid debt problems
Parents 'should give money advice to children' which may help them avoid debt problems
- Tuesday, 16 November 2010Parents have been urged to give money advice to their children as it may help them to avoid needing a
debt solution in the future.
New research by M&S Money has found that 19 per cent of parents have never discussed how they spend their money with their teens (14 to 18 years old).
Another 32 per cent have never described a budget or how to stick to one with their offspring and 21 per cent have never discussed savings.
Budgeting and saving are important things to know about as they may help youngsters avoid
debt problems in the future.
Colin Kersley, chief executive of M&S Money, said: "Most parents spend a phenomenal amount of time and energy working to ensure that their children grow up to be well-rounded members of society.
"However, for some this does not include discussions about general money issues or explaining simple financial concepts."
One way in which parents can educate their teens about money is by explaining the difference between good and bad debt as they will be offered credit cards and loans in the future.
Parents can explain that these financial products can be useful if they are not abused, which could lead to
credit card debt.
Earlier this month, M&S Money revealed that a quarter of parents think it will be easy for their children to get into money problems than it was for them at the same age.

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