People with debt problems thinking about equity research should seek advice
People with debt problems thinking about equity research should seek advice
- Friday, 25 March 2011Retired people with a small income may like to consider equity release as a
debt solution, as homeowners can receive a lump sum of cash from their property to use however they like.
However, older people have been advised to seek advice from an expert before turning to equity release by Sarah Pennells, editor of a financial website for women.
She said: "You have to be really clear about the costs, for example, if you take out an equity release loan that you never pay back until you die, the cost of that can double over ten years.
"If you're going to live for another 20 years, you'll see the amount of debt you owe increase dramatically."
Equity release may be an option for women whose husband has died and find that they have a low income, she added.
On March 16th, Saga released its price indices which showed that 21 million people aged over 50 face higher rates of inflation than the rest of the nation.

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