School leavers have a lot of financial choices to make, which may affect their futures
School leavers have a lot of financial choices to make, which may affect their futures
- Thursday, 30 September 2010Young people leaving school have a lot of financial choices to make and a lack of knowledge could mean they end up in
credit card debt.
Wendy van den Hende, chief executive for the Personal Finance Education Group, stated that the financial decisions school leavers make can have an impact for decades to come.
She warned about the temptations of overdrafts and credit cards, which can lead to
debt problems if the customer lacks financial savvy.
Ms Hende said: "If you look at the situation that, as a nation we have got ourselves into over the last decade or so - we've become increasingly indebted and we've been spending more than we earn.
"Many people's debts are more than their annual salaries and you wonder how they can actually pay them back."
Consumers not only need to manage their debt but they need to save for a very long life, she added.
Her comments follow a study by uSwitch.com, which found that 71 per cent of Brits blame a lack of financial knowledge for their
debt problems.

Recent Debt Management Plan News
56% of Brits have no life insurance which could leave family with debt problems
Wed, 04 May 2011More than half of UK adults currently have no life insurance cover, which could mean their loved ones are left with
debt problems when they die...
Brits thinking about retirement advised to seek debt advice
Tue, 03 May 2011Consumers considering their retirement options have been advised to seek professional advice, as they may end up with
debt problems in the future...
Brits planning to attend a wedding should start saving to avoid debt problems
Thu, 28 Apr 2011Consumers concerned about getting into
credit card debt to pay to attend a wedding may want to use their savings instead...
Couples planning their big day can avoid debt problems by negotiating a cheap wedding
Wed, 27 Apr 2011Couples-to-be worried about needing
debt advice in the future after paying for a wedding can ensure they avoid accruing
debt problems by negotiating a cheap wedding...