Would-be pension funds 'used to manage debt'
Would-be pension funds 'used to manage debt'
- Tuesday, 16 June 2009Ongoing
debt management plans are causing some Britons to neglect paying into their pension schemes, it has emerged.
Figures from Lincoln Financial Group show that 23 per cent of people who have no pension in place say it is because they are using spare cash to meet loan repayments or
manage debt.
A further 48 per cent say that they have no cash left over to put towards their pension after meeting the day-to-day costs of living.
Head of products and marketing Simon O'Connor says: "Clearly people's finances are stretched at the moment.
"Unfortunately, this can lead some people to push pension contributions to the bottom of the priority list."
However, for those whose
debt management plans do allow them to put something aside in a pension, their retirement ambitions are becoming more realistic, the financial services provider has found.
Free or low-cost activities such as walking, gardening, cooking and photography are finding popularity with some individuals as they look to frugality in their twilight years.

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